How are multi-PAS platforms reshaping life & annuity?

Insights from Datos on shift from policy systems to enterprise platforms

The life and annuity insurance tech landscape is undergoing a decisive shift. Carriers are moving beyond traditional policy administration systems (PAS) toward comprehensive, ecosystem-wide platforms.

This shift is the result of growing operational complexity, legacy silos, and increasing pressure to accelerate product delivery.

In its latest Market Navigator report, Datos Insights examines the forces driving this evolution and outlines how insurers are rethinking modernization strategies to support multi-PAS environments, end-to-end digital enablement and enterprise-level intelligence.

The report highlights why carriers are prioritizing platforms that span the full insurance life cycle, from product development and distribution to service, operations, analytics and experiences, rather than isolated core systems.

In the report, you’ll learn:

• Why multi-PAS orchestration is becoming essential for block analysis and phased modernization
• What defines next-gen life and annuity platforms
• How composable, cloud-native, API-first architectures enable agility and scalability
• Where AI-enabled automation is delivering value across underwriting, service and operations

Datos Insights’ analysis shows the industry is moving from PAS replacement to platform-enabled enterprise transformation.

To understand what this means for your organization and how DXC’s Assure Life+ aligns with this future, register to download the full report.